Statute barred debt – common concerns. brand brand New guidelines for a few debts
Statute barred debt – common concerns. brand brand New guidelines for a few debts
Sara (Financial Obligation Camel) says
Santander loan – you’ve got been payments that are making this so that it won’t ever be stature banned. if you stop spending when it falls down your credit score they could head to court for the CCJ. It will no longer affect your credit score when it drops off your credit record.
Halifax – whether they have offered this to Link, it really is proper that the Halifax financial obligation will nevertheless show nonetheless it should show a stability of zero. What kind of financial obligation ended up being this – loan, charge card overdraft?
Hi sara I’ve had a page from Tesco bank that is an annual declaration of the loan that is personal down. I had written back once again to tesco together with your stat barred template and additionally they confirmed that the final re payment into the account had been and they have delivered statements every six months and thus they think the account continues to be enforceable, We penned straight back obviously stating that the account is stat barred as no repayment or contact made but they’ve been insisting that simply because they delivered statements every half a year they do say that its maybe not stat barred, We asked for one last reaction page when I stated im planning to escalate to fos and so they say their last reaction continues to be the exact same and never changing it, any advice will be great.
Sara (Financial Obligation Camel) says
Have actually they ever delivered you a Default Notice?
Hi sara Many thanks to get straight straight back. Because far at all up to this point as i’m aware I never had any communication from them. […]